Top Web Scams

Be careful of www.etourandtravel.com

2010-07-10T12:52:00.001-07:00

Be careful of E-tour and travel, a discount travel service company that offers packaged tours to sell time shares an vacations clubs.

There are several complaints, in fact several hundred complaints about this company.

Despite the angelic look from there homepage there appears there may be some demons in this closet.

Here are some posts to help you figure out if you should go take advantage of that package you just won!

TripAdvisor
Complaints.com
RippoffReport.com
ComplaintWire.com

Not a lot of ringing endorsements.

S.Dodge

Spammer todayscalling.com - Spam site - beware of wrapped messages

2010-05-08T13:31:00.001-07:00

Have you been getting spammed by what looks like legitimate email from sources like eHarmony.com?

One of the major offenders is a site call todayscalling.com which has sometype of affliate re-director. I tried to investigate to find more about this operation but as you can see from the DNS record the domain name is all locked up.

Domain name: todayscalling.com

Registrant Contact:
   WhoisGuard
   WhoisGuard Protected ()

   Fax:
   8939 S. Sepulveda Blvd. #110 - 732
   Westchester, CA 90045
   US

Administrative Contact:
   WhoisGuard
   WhoisGuard Protected ()
   +1.6613102107
   Fax: +1.6613102107
   8939 S. Sepulveda Blvd. #110 - 732
   Westchester, CA 90045
   US

Technical Contact:
   WhoisGuard
   WhoisGuard Protected ()
   +1.6613102107
   Fax: +1.6613102107
   8939 S. Sepulveda Blvd. #110 - 732
   Westchester, CA 90045
   US

Status: Locked

Name Servers:
   ns1.uponapron.com
   ns2.uponapron.com

Creation date: 05 Jan 2010 06:37:44
Expiration date: 05 Jan 2011 06:37:44

Since we can not find out more I would be safe and add todayscalling.com to your black/block list.

The Macfee site has them down as spammers with a Yellow security setting.

http://www.siteadvisor.com/sites/todayscalling.com/postid?p=3493270

Teeka Tiwari and Tycoon Report .. and alternate 10 tops sites for ETF research:

2010-05-08T08:21:00.000-07:00

One of the most watched postings on this site is for those searching for information on Teeka Tiwari and whether or not his claims are a scam and looking for complaints. I have Teeka on my alert list and I have not found many complaints against the guy. I think the number one complaint is that what Teeka is selling is mostly common sense ETF trading and can be found at other sites for free.

So you might want to check these out first before buying what Mr. Tiwari is offering.

-Dodge

Dear Tycoon,

There is one simple mistake most investors make.

This mistake is what separates the pros from the amateurs… those who create wealth from those who destroy it… those who pad their 401ks from those who see it dwindle away.

I made this same mistake when I started trading over 20 years ago.

It took me several years and several hundred thousand dollars in losses to learn how to fix this mistake, but once I did, a whole new world of profit-making opportunities came into focus.

And I ran with it, racking up gains, one year after the next, whether the markets were up, down or sideways.

It was like that scene in the movie "The Matrix" when Keanu Reeves sees the world for what it really is for the first time, and everything becomes instantly clear.

That's exactly how I felt.

And I am prepared to help you overcome this mistake as well, but I can only offer this opportunity to you until midnight TONIGHT.

Please read on to find out more.

The #1 Mistake that Most Investors Make…

So what is this mistake?

Well, here it is…

In investing, there are two types of money.

Follow the right type, you'll make millions, unlocking unimaginable wealth and changing your life forever.

Follow the wrong type, you'll be lead into the abyss, you will lose your shirt, and maybe even your house!

Smart money is the type of money that sniffs out opportunities well ahead of the crowd, positioning for massive profits in particular sectors when prices are reasonable.

It's quiet, it's nimble, it's secretive, and it absolutely LOVES to hide its tracks.

Dumb money, on the other hand, is like a tidal wave — when it comes, nothing, I mean absolutely nothing, stops it.

It rolls in like a tsunami, consuming everything in its path, lifting all boats with the rising tide sucking unsuspecting investors (and their money) along for the ride. Then it smashes them to pieces as the tide pulls out.

The #1 mistake that I see investors make is that they follow the dumb money.

They #1 key to successful investing is getting into key sectors ahead of the crush of dumb money and riding the move for as much profit as possible, but exiting BEFORE it falls to pieces.

99% of investors during the 2008 economic Armageddon followed the dumb money far too long and got their face ripped off.

1% followed the smart money, took their profits, and went laughing all of the way to the bank.

How the Smart Money Racks up Massive Gains

During the financial sector meltdown in 2009, those who recognized the emotional nature of that sell-off and bought in low along with the smart money went laughing all the way to the bank with returns reaching 200%, 300%, 400% and more.

For example, BlackRock, Inc. (Sym: BLK) went from $88.35 per share in March of 2009 to $241.69 just 7 months later for a gain of more than 173%.

Piper Jaffray (Sym: PJC) fell as low as $18.73 during the crash to as high as $56.37 in less than 8 months for a gain of more than 200%.

And who can forget Bank of America (Sym: BAC), which went had fallen as far as $3.13 per share in March of 2009, only to explode higher to $19.48 per share earlier this month. That's a gain of more than 522% in just over a year!

The Homing Beacon that Tracks the Smart Money

Great, so now you know that the key to unlocking unimaginable wealth is to follow the smart money.

But how exactly do you do that?

Well, I have to be honest, until recently, that was an incredibly arduous, painstaking task.

It was possible, but I had to hire a team of 5 people to do it full time.

So I set to work on creating a better way — a system that automatically sniffed out what the smart money was doing.

It reduced the task of analyzing 20,000 stocks to just focusing only 44 sectors.

You see, the smart money spends billions collectively on proprietary systems, research and strategies to pinpoint the best opportunities well before the dumb money does.

I was able to program a system that simply allows me to grab my surfboard and hop along for the profitable ride.

And for a very limited time — through midnight tonight, as a matter of fact — I am going to make this same system available to you.

Before I get to that, let me pull back the curtain a bit so you can see how this system works.

How this Profit-Seeking System Works

The absolute hardest part about trading is picking the right sectors to be in at any given time. And that's during a "normal" market!

In a market like this, it's even harder. With all the insanity… all the looming disasters… it's easy to find yourself paralyzed by indecision when it comes time to identify which sectors to buy and which to short.

But starting today, you don't ever have to worry about that again. My system, Sector Hunter will do all the work for you.

You'll get alerts sent straight to your inbox when a sector is about to explode higher or suffer a strong move to the downside — regardless of what the overall market is doing.

In fact, the more uncertainty and volatility we see, the better Sector Hunter performs. Why? Because while human beings become more fearful and emotional during times of great volatility, Sector Hunter has no emotions and makes its decisions based on facts.

Each Sector Hunter alert comes complete with multiple specific ETF trading opportunities that you can execute to make the absolute most money possible off of the sector's move.

For example, this past November, the Sector Hunter system noticed that a lot of "Smart Money" was quickly fleeing the Oil and Coal sector.

The system had identified that a big move was coming.

Immediately, members received an email Alert in their inbox to let them know.

That Alert directed members to 3 different ETFs they could short to make the most money possible off the coming move.

What happened next?

The first ETF, XOP, shed 7.9% in one month, giving members with short positions quick gains of more than 15% …
IYE lost 5.3% in the same time period, yielding gains of nearly 11% on the short side.
PXE dropped by nearly 8% in just 30 days, delivering short profits of almost 16% in 30 days time.

Those are nice gains in not very much time, but Sector Hunter didn't simply issue ETF recommendations on the Oil and Coal sector, it also provided members with the individual stocks within that sector with the strongest probability of profit.

One of the stocks that Sector Hunter recommended in that Alert was GMX Resources Inc. (Sym: GMX), and members who acted on it saw their short position balloon by more than 76% in those same 30 days!

Sector Hunter was designed to be that easy.

All in all, it may take you 5 minutes to read a Sector Hunter alert … decide which ETFs and stocks you want to play from those suggested … and place your trade online or with your broker.

Sector Hunter is the single best way I know to take all the guesswork and all the difficulty out of choosing which sectors to be in, and when.

But this Automated "Cash Machine" Isn't for Everyone…

I have to warn you — this is an incredibly powerful system that in untrained hands can do serious damage.

Sector Hunter does most of the heavy lifting for you, sifting through literally hundreds of thousands of opportunities and winnowing those down into the handful that have the most profit potential.

But you still have to use your brain, if only for a moment.

And that's why we created ETF Master Trader 3.0.

How many signals you act on, when you pull the trigger, how large of a position you take, how you set up your risk management — these are all issues that every investor and trader needs to have a firm grasp on.

My newly updated course, ETF Master Trader 3.0, is designed to teach you to know exactly what to do and when, to give you the confidence to make the right moves and do what's best for your situation.

I've packed this new LIVE training with everything that I've learned in my past 20 years of investing. This will give you the full arsenal of knowledge and trading instincts that are necessary to go along with something as powerful as Sector Hunter.

Best of all, when you enroll as a student in ETF Master Trader 3.0, you'll automatically get Sector Hunter 100% FREE for 3 months — that's a gift worth over $395!

An Opportunity that Will Never Be Offered Again

Friends, for the first time in TycoonU's history I am going to teach our newly upgraded ETF Master Trader 3.0 program LIVE.

My goal is to take you step-by-step and show you the incredible power of ETFs in person so you can immediately make money no matter what the market is doing.

But the course begins TOMORROW, Tuesday, May 4^th and the deadline to enroll is midnight, TONIGHT, so you must act now to secure your spot.

There were originally 1,000 slots open, and there are only a few spots left, so time is of the essence.

Anyone who is not signed up by midnight tonight will be shut out of this opportunity forever.

Everything I've learned from my mentors, everything that I've learned from the school of hard knocks having made -- and lost -- millions, every strategy, tactic, tip and trick is going into this course, which for the first time ever, I am going to be teaching live.

This will be the key that will help you unlock the treasure chest of wealth that is coming thanks to the chaos that's going to ensue from the train wreck crisis that, by now, I am sure you've heard me talk about.

Those of you who are properly prepared stand to make an absolute killing… but those of you who are not, will stand idle on the sidelines, burning with jealously for those who are making money hand over fist.

In this newly upgraded program, I'll share with you:

How to make a pile of cash no matter WHAT the market is doing… no matter what individual stocks are doing… and for that matter, no matter how much the government may be meddling…
Why narrowing your focus to 44 special categories will allow you to ignore the noise and sniff out the scent of hidden profits, waiting to be unearthed…
How it can help you master the markets to turn any investment scenario — whether it's skyrocketing interest rates, a plummeting dollar, soaring equities, or steadily climbing gold — into a mountain of wealth…

OK, so let's take a look at what's inside this new program…

A 14 Week Live Interactive Program

ETF Master Trader LIVE is a live, interactive training program in which I'm personally going to teach you how to harness the power of ETFs to generate consistent income, increase your retirement portfolio and trade for short term profits.

I will deliver two video classes to you a week for the next 14 weeks starting tomorrow, and after each class I am going to hold live group coaching where I will walk you through the process and answer all of your questions.

But here's the catch: this live Q&A is going to be available during each class, but ONLY to those of you who join me over the next 14 weeks on what will unquestionably be one of the most important periods of your life.

The timing of this class couldn't possible come at a better moment in our nation's history — there are so many crosswinds blowing right now it can be hard to make heads or tails of what's going on, but I'll be there to answer your questions as events unfold in real-time.

You see, you will be part of an exclusive group that will be the FIRST… and the ONLY, to experience my new classes LIVE.

TycoonU will be recording every single class and all future students will only have access to the recorded versions and not the live classes with the live Q&A.

So consider this your opportunity to get hundreds of thousands of dollars worth of extra insight personally from me from the live Q&A sessions absolutely free of charge.

Now let's take a closer look at what's inside the actual curriculum…

The Incredible Power of ETFs

In the first part of the course, I am going to review with you why ETFs should be the cornerstone of every single investment decision you make going forward.

You may think that you know why ETFs are better, but after this phase of the course you'll know deep in the marrow of your bones WHY they're better.

And it's going to take that type of conviction to get you off the individual-stock drug that Wall Street has been pushing for so many years.

You see, Wall Street doesn't want you trading ETFs because they are so much cheaper to trade than mutual funds.

ETFs give you instant liquidity with no penalties, mutual funds don't. Have you ever wondered why mutual funds are so expensive and difficult to get out of?

IT'S BECAUSE WALL STREET DOESNT WANT YOU TO PULL OUT YOUR MONEY.

They garner massive fees just for having your money in their products. ETFs, therefore, threaten a hugely lucrative portion of their business.

You may not have realized it, but up until now, you likely have been getting ripped off in a variety of ways investing in mutual funds and individual stocks.

Not only that, but you've also likely forfeited unimaginable wealth because ETFs haven't been on your radar screen.

So, in this first section, you'll discover why ETFs have exploded onto the scene, how they will save you a bundle of cash, and why they are the best investment vehicle for you to profit from the unimaginable chaos that lies ahead.

I also have some powerful, advanced tactics to share with you that will take your game up to the big leagues and beyond, and I can't wait to share them with you in the new ETF Master Trader LIVE course.

By the end of this part of the course you'll discover EXACTLY:

What kind of ETF you should never, never, never buy (yet it's the one most people do buy)
ETF strategies you can use to protect your stock portfolio
How to minimize risk on any ETF trade (one simple thing you should do every time)
How to super-size your ETF returns with the aid of ETF options
How to use Inverse ETFs to avoid catastrophic losses —and even profit — when the bottom drops out of any asset class

Once I have you thoroughly trained on the do's and don'ts of ETFs, we're going to get into the real special sauce of the program: SECTORS.

Once you understand how to use my sector rules, I promise that you will never look at the market the same way again.

In part two, I'll show you exactly how you can pick which sectors are the ripest, which sectors the smart money is lining up behind, which sectors are poised to skyrocket.

For example, instead of being paralyzed by the over 1,000 ETFs that exist, you'll first focus on the 44 identifiable sectors — whether energy, telecom, biotech or healthcare to name a few — where the smart money is quietly creating positions.

Once you pinpoint which sectors the smart money is moving into, you can then focus on selecting specifically which ETFs within that sector you scoop up.

Pinpointing the Right ETFs that are Ready to Explode

Select the wrong ETFs and you could be eaten alive.

Select the right ETFs and you'll have turned the odds into your favor, given yourself an edge and positioned yourself to add to your nest egg.

In the final part of my new course, I am going to share with you a set of more advanced tactics that will essentially give you x-ray vision to see through the noise and pinpoint precisely which ETFs within the most promising sectors are poised to move.

You'll discover:

A special type of indicator that you can use to automatically sort through all of the ETFs in a particular sector to pinpoint which is the best one to trade…
Why reading complicated bar charts is a fool's game, and how you can use this one incredibly simple type of analysis that unequivocally tells you exactly when to buy and sell…
How to use a recently re-discovered type of analysis that was considered a "lost science" that is essentially the secret decoder ring to deciphering what the institutions are doing BEFORE it hits the front page news…

Friends, there is a little known way to COMPLETELY automate this process of following the smart money, picking the best sectors and then the best ETFs to make a pile of cash — and best of all, you are going to get that completely free, bundled in with the new ETF Master Trader.

I'll share the details of that with you in just a few moments, but first, let me quickly review what else you'll get with this new course.

What Else You'll Get

In addition to the 14-week course, you'll get the following:

Access to the Recorded Sessions

If you can't make a class when it's taught live, no worries, you'll be able to access a recording of the class on-demand, whenever you like. You'll only miss out on the opportunity to ask me questions live at the end of each class.

Don't understand a particular class the first time around or want to get a quick refresh on a particular profit strategy? No problem, just access the class archives and watch as many times as you need, soaking up the information at your own pace.

Access to the TycoonU Community

You'll get unlimited access to our interactive forums where you can ask questions, share experiences and tap the collective wisdom of the community.

You'll get to meet some of the "upperclassmen" who were part of the original ETF Master Traderlaunch and discuss strategies and "sticking points" that can help you accelerate your profit grab.

Members of the Tycoon team will also make regular appearances and share their wisdom exclusively with you.

A Completely Automated Profit Hunting System

Biotech on the move? Energy sector about to plummet? Real estate set for a rebound?

No problem — Sector Hunter will use the EXACT same methods that I've outlined in my course and will automatically pinpoint for you precisely in which sectors the smart money is quietly accumulating their positions.

Moreover, it'll show you the exact ETFs to buy or short that will give you the biggest bang for your buck.

The only thing you'll have to do with this information that is hand-delivered to you is decide which opportunities you want to pull the trigger on, how much money you want to invest, and how to manage your risk -- all very simple things that I teach you in my course.

If you are like me and don't want to be tethered to your desk, squinting at your computer screen all day long, then this is for you.

In fact, I built this service for my own personal use and still use it every single trading day — and I recommend you do the same to build your retirement, knock out profitable short term trades or construct strategies to generate consistent income for you. Try it for a full three months absolutely FREE when you sign up for my live course.

The Most Valuable Commodity on Earth is Now Yours…

As a hedge-fund manager who only makes money when I make profitable trades, I know that great information is the most valuable commodity on Earth. That's how I gained my edge, and that's exactly how you will too.

In fact, from where I stand, I don't know one level-headed investor who wouldn't pay $10,000 or more to generate the type of life-changing wealth, freedom and security that this ETF money machine I am delivering to you has the potential to create.

Since our goal at TycoonU is to empower each and every one of you with the right tools and information to unleash the Tycoon inside of you, we've deeply discounted this course, almost to an insane level.

But you won't need to invest $7,500 or even $5,000 for this — today we are making this available to you for a one-time investment of only $2,495.

This is a bargain compared to the courses I've seen that charge upwards of $10,000 to $20,000 to even $40,000 for information given out by people who don't have a flippin' clue as to how to make money consistently trading ETFs.

At TycoonU, you know we don't do things that way. We're not interested in getting rich off you.

We want you to succeed because we know you'll continue to come back to us for your investment education needs.

That's why we're offering the new ETF Master Trader at the lowest price we can for the information, knowledge and revolutionary trading tools that we're providing.

But if you're skeptical, I'm going to swing this decision straight into "no-brainer" territory…

30-day Money Back Guarantee, No Questions Asked

Watch the live classes or review the recordings at your leisure, get tips from the community of experienced traders who are there to help you out, get comfortable with Sector Hunter as it automatically churns out the hottest ETFs in the strongest sectors.

If you're not absolutely thrilled with what you see just call customer service within 30 days, tell them you want to cancel, and get a full refund. Our number is 1-877-489-2666 or you can email customer service at customerservice@tycoonresearch.com.

If you didn't profit from the debacle of 2007 and 2008, this is your second chance.

I've given you all of the wisdom, techniques and tools that you'll need to make an absolute killing from the coming train wreck, and I want you to be right there with me as we build our mountain of wealth.

I've done my part, now it's time for you to do yours.

Please click here to secure your enrollment now »

But I have to remind you of something very important: enrollment for this class closes TONIGHT as classes begin tomorrow morning so this is your final chance to sign-up.

And enrollment is limited to the first 1,000 people who sign up to ensure that we have enough resources in place to support all of the new students.

I want to guarantee that you have not just a good experience, but one that blows your mind and introduces you to special methods that you never dreamed existed that could make you bundles of cash.

And to do that properly, we can only support up to 1,000 students.

Almost all of these spots have been taken and it's very possible, in fact likely, that the remaining slots will be taken before tonight's midnight deadline.

Here's Everything that You'll be Privy to…

To quickly re-cap what you'll receive as part of the newly upgraded ETF Master Trader course:

14 Week Curriculum — The new ETF Master Trader is a 14 week live interactive training program where I'm going to teach you how to harness the power of ETFs to generate consistent income, grow your retirement portfolio, and trade for short term profits. This course embodies the exact trading system that I've been patiently developing, refining and honing over the past 20 years.
Live Q&A - At the end of each class during the 14 weeks, I will answer as many of your questions as I possibly can. This personal Q&A session itself is worth tens of thousands of dollars, maybe hundreds of thousands of dollars, and you'll get it for free as part of this class, but only if you are one of the first 1,000 who attend live.
Recorded Sessions - If you can't make a class when it's taught live, you'll be able to access a recording of the class. You'll only miss out on the opportunity to ask me questions live at the end of each class.
TycoonU Community - You'll get unlimited access to our interactive forums where you can ask questions, share experiences and tap the collective wisdom of the community. You'll get to meet some of the "upperclassmen" who were part of the original ETF Master Traderlaunch and discuss strategies and "sticking points" that can help you accelerate your profit grab.
Sector Hunter — Finally, you'll get 3 free months of Sector Hunter, my fully automated sector hunting program that will sift through hundreds of thousands of data points to isolate the exact sectors that are primed to move and then will pinpoint the EXACT ETFs that you should use to trade against those signals. This alone is worth thousands of dollars, but you'll get it for free for 3 months — a bonus worth $395!

You'll receive all of this for a one-time investment of only $2,495.

And to remove the last element of risk from you, if you aren't satisfied for ANY reason at all after 30 days, you can request a full refund, no questions asked.

Secure your enrollment now.

Remember, enrollment is only open until midnight tonight, and there are over 20,000 people battling for the last few spots.

The door is wide open to you now, an opportunity to gain entry into an exclusive world of profitable trading that few individual investors have ever seen.

With the New ETF Master Trader System and the bundled Sector Hunter, you'll learn exactly which ETFs to buy, and you'll know exactly when to buy them… and you'll have this all delivered to you on a silver platter.

You'll also learn HOW to buy them with simple, step-by-step profit-playing strategies that will allow you to squeeze every drop of profit out of an ETF trade

… without spending all day in front of a computer screen…

… without all the stress … without all the research …

.without all the heavy-lifting … and without risking a lot of money.

But to make big money, you have to move fast … before the massive dislocations that are about to be heaved upon us from the looming train wreck crisis actually occur.

The ball is now in your court.

Will you leap at the opportunity to become a member of the next generation of millionaires?

There's no shortage of opportunities in a volatile market like this one to make double and even triple-digit profits.

Now is the time to take control.

Please secure your enrollment right now — reserve your spot now before enrollment ends at midnight, tonight.

Remember, there are only a few spots available — one has your name on it.

Will you accept it or is someone else behind you in line going to pounce on it and leave you regretting that decision forever?

See you on the other side my friends.

"Let the game come to you."

Teeka Tiwari

Get in the Game Now »

P.S. — I can't possibly overstate the urgency of tonight's midnight deadline.

If you haven't locked in your spot by then, you will have missed the first and last chance you'll ever have to work with me personally toward your financial goals.

Because of the massive dislocations taking place right now in the world's financial markets, it's never been more important than it is RIGHT NOW that you have a proven, emotionless system to guide your trading.

That's why I've completely cleared my schedule for the next 14 weeks to teach my ETF Master Trader system to you live and in person.

Please understand: I run a hedge fund, I'm on TV all the time, I publish at least two reports a week on the markets, and that's not to mention my commitments at home with a wife and three young children.

It's not easy for me to push all of that to the side, but that's exactly what I'm doing for you.

That's how strongly I feel about this opportunity, and that's how determined I am to help you jump all over it.

Please don't let tonight's deadline come and go.

If you do, you will not get another chance, because I guarantee you I will not be able to take another 14 weeks out of my life to work with you.

And if you're not sure — hey, I completely understand. Everybody and their brother likes to promise that they can hand you the keys to unimaginable wealth and success.

If you weren't just a little bit skeptical of everything I've promised you, I'd have to wonder about you.

That's why I'm standing behind this 14 week live course with an unconditional guarantee: Enroll right now, attend the first few classes, explore the resources on our members only website.

If you experience even the tiniest bit of "buyer's remorse" all you have to do is give us a call or drop us a line and cancel. We'll refund every penny, and at least you'll know that you gave it a shot.

That's all I ask. But time's up: Enrollment closes at midnight eastern time tonight.

I look forward to personally welcoming you aboard.

UAE for Auto and Medical Insurance.. I have a island for you too.

2010-01-03T06:20:00.001-08:00

MEDICAL INSURANCE | MOTOR INSURANCE ________________________________________ Are you looking for the right price for the right cover? Call us at +971 2 674 09 81 for Free Insurance Quote. We will provide you with the best quotes from the local insurance providers. We have an automized system that enables us to provide our clients, great and competitive quotes from multiple insurers. Contact Persons: Vincent Carlo | Mobile No. +971 55 916 1554 United Arab Emirates

* Hot Alert Facebook phising scam now!

2009-12-30T20:10:00.000-08:00

A new set of phising scams are currently circulating via the Facebook. It is similar to past scams and hijacks users accounts and then sends chat messages to close followers impersonating the hijacked user account.

The message sent is innocent looking and entices you via a link to follow which takes you to a facebook phising page and ask account details stealing your email address and password.

For those that use the same password for their email and facebook this gives the scammers access to both.

** Because the username for access to facebook is your email address, do not use the same password to login to both your facebook and email. If one is compromised (stolen) then both are vulnerable!

This is an active attack as of December 4th. Please pass around either via twitter, facebook or email.

Together we can prevail!

A Marriage proposal from 22 y.O. Julia

2009-12-28T04:50:00.001-08:00

Merry Christmas And Happy New Year to You!!!
My best wishes to you!
I am Julia, 22 y.o,
I am looking for man to have a strong family.
And you?
I am on-line now, let`s chat?
My profile and new photos are here: http://profiles.yahoo.com/blog/

Please no.. not more viagra!

2009-12-27T15:08:00.001-08:00

VIAGRA Online Shop

show details 4:40 PM (1 hour ago)

If you cannot see this email, click here.

Sign up for other emails.
You are subscribed to this email as dvd
You can unsubscribe from this email by updating your preferences.
View our privacy policy.
Copyright c 2009 ZIVAUAC. All rights reserved.

Google Work at home scam

2009-12-08T14:06:00.001-08:00

Even Google gets scammed. I am sure you have seen these ads when surfing around the nets. First of all it is a scam. What they are selling you is a “kit” so you can qualify and get paid for “working” for Google at home. Well on December 7th Google decided to fight back by filing a lawsuit in federal court in Salt lake City against Pacific WebWorks and other defendants yet to be named.

Suit Claim:

"This action seeks to stop a widespread Internet advertising scam that is defrauding the public by misusing the famous Google brand. The scam victimizes unsuspecting consumers by prominently displaying the famous Google mark, by suggesting sponsorship by the plaintiff Google Inc., and by urging consumers to obtain a kit supposedly showing them how to make money working from home with Google."

Pacific WebWorks has made no comment about the suit. Unsuspecting consumers are lured to what looks like legitimate sites that are branded with the Google logo and other legitimate brands. Users are then asked to pay an “instant access” fee for a members only area of the site.

Once they are locked in they are asked to provide a credit-card number for shipping & handling of the supplied DVD or other material in the “Google Kit”.

While the first time charges are only $1.85 the repeated monthly charges range from $50.00 to $79.99. If has been made impossible or at least very difficult for consumer to retrieve their losses.

This is the website I ended up on after clicking through a fake newspaper looking article describing how “real” the Google scam is.

Notice the Satisfaction Guaranteed! 100% Trust..

Please stay away from this Google Scam.

Never give your name or email address out to anyone that does not publish their rules.

NEW MOON online scam do not download the video player

2009-12-06T05:57:00.001-08:00

Scammers are always ahead of the curve looking for anyway to exploit whatever is popular, and what is popular now? the twilight saga new moon.

Websites, professionally done and optimized to be at the top of Google's search pages are popping up across the network promising to show you the just released new moon.

These are scam pages. One such site:

watch-new-moon-online.com has a very professional looking site:

Clicking on the watch now button brings up this cleverly disguised affiliate page. Acting as a bot detector it is really wasting your time attempting to get you to go to these sites for their monetary benefit.

Here is another captcha imposter from newmoonforfree.blogspot.com.

These are time wasting sites. There are sites that are also asking to download special video players. These sites are most likely downloading virus.

*** Never download a special video player for any movie, every! ***

If you are an adult with tweenagers let them know that “new moon” online viewing is a scam, illegal and can cost you hundreds of dollars in damages to your pcs.

Please navigate safely.

Pass the word by re-tweeting this article.

H1N1 Email Trojan

2009-12-05T07:58:00.000-08:00

Centers for Disease Control and Prevention (CDC)

An email from what reports to look like the CDC is circulating asking the person who received the email to setup a vaccine profile. The link takes you to a website that contains a Trojan, a type of computer virus that can steal personal information including password from your machine.

Always have installed good anti-virus software. This will pre-screen any websites you go to.

TeekA Tiwari’s ETF Master Scam?

2009-12-03T16:39:00.001-08:00

Fact or fiction.

I had been asked to look into Teeka Tiwari’s Master ETF Master Trader.

About Teeka:

18 years of age Teeka was employed at Lehman Brothers
At 20 he becomes a Vice President at Lehman Brothers
At 23 he is a millionaire several times over
Today manages a top-performing foreign hedge-fund (closed to new investors)
June 2006 Joins Tycoon Publishing as Chief Investment Officer (CIO)

What do we know about Tycoon Research?

Tycoon Research appears to be a publishing company publishing training videos for trading the stock market. They offer the:

Tycoon Report – free daily hype on trading
Writer: Dylan Jovne – CEO of Tycoon Publishing
Writer: Christorpher Rowe – CIO and inventor of The Trend Rider as well as Chris Rowe’s Internal Strength System and co-creator of Options GPS
Write: Teeka Tiwari – Creator of ETF Master Trader System, Sector Hunter and Swing Point Trader.
Writer: Ethan Roberts – A contributing editor.

What about Teeka’s products are they scams?

ETF Master Trader:

This is a training website. There is no buy or sell recommendations. There is some type of sector rotation signal that helps you time you entry into the correct ETF sector.

Here are some fairly positive reviews of Teeka Tiwari’s ETF Master Trader:
Another good site for ETF Master Trader Reviews.

The website has a rather obnoxious signup process extracting an email address from you before you can find out how much or really event what you get with the system.

Tobin Smith is an endorser. So if you have any problems you can call Tobin. You should watch the special Tobin Landing page.

According to this posting in a forum the cost is about $2000 for the ETF Master Trader.

It was hard to find recent posting material about the ETF master trader but I did find a blog by Teeka.

That should give you enough background to decide if you want to spend $2000 on an education package about ETFs. I would suggest that you can learn just as much for free carefully reading post on the internets.

- be careful out there

Dearest One – NOw that’s a tell right away..

2009-11-27T20:35:00.001-08:00

Dearest One

Good afternoon to you, l deem it fit to contact you today based on your profile which l saw today in my private search, when l was looking for some one who l will in-trust my future living under his/her care for a better living of mine, please bear with me.i will really like to have a good relationship with you, and i have a special reason why i decided to contact you, I decided to contact you based on the urgency of my situation here today.My name is Gift Diop. l am a single lady, of 24 years old, the daughter of Late Mr. Salif Diop, my late father was a successful business man during his day's, it is sad for me to inform you that l lost my father in a motor accident on the 14th of November, 2006. during the time he was returning from a business trip from Jackson, Michigan to Ohio (USA),Dear, after four months l lost my beloved father, his second wife killed my mother so that she and his children will inherit all what my father left for all of us.Meanwhile after my fathers second wife poisoned my mother to death, I wanted to escape to any where l can be accepted since she's also after my own life and no where is safe for me to stay with her and his children, but she went and hid away my international passport and other valuable traveling documents which I'm suppose to travel with. luckily for me as God have his own plans for my life, she couldn't discover where I kept my fathers file which contains important documents of his deposited money of US$3,800,000.00.which my father used my name to deposit with one of the leading financial bank.So after then, since l have no where to run to, I decided to run to the refugee camp here, where l am today by the grace of God,presently seeking asylum under the United Nations High Commission for the Refugees and Now I am out seeking for your humble assistance for a long term business relationship between us in your Country.Which l would like you to invest my inherited money for me in any lucrative moving business in your country for my future living under your care and control.However, l wish to stop here for now as l have no much time to explain all the details to you as l wish, but please dear, as soon as l hear from you soon showing your interest and acceptance to assist me as l really need your help to me now and l am waiting so that l shall send you my pictures and forward all vital information's to you for your confirmation to help me out.Thanks

Yours Sincerely Ms.Gift Diop.

Good Day Friend..

2009-11-27T09:36:00.000-08:00

Good Day Friend
My Name is John Dembo a cashier in a bank in Dubai i am 38 years old i have worked in this bank for over 7years but i do not like the salary they pay me so i decided to made away with($7.000 000.00USD) kept in manager department and deposited the money in security company right now i am in London in confidential to avoid monitoring me,please i need your help for this($7,000.000.00USD) to be transferred out from the security company because i do not wish to invest this money in Dubai or in London so get back to me. If only you are capable of receiving this money in your country or transfer it ($7,000.000.00USD) to you by bank to bank.
I will be very happy and apply for a visa immediately I hear from you that the money are already in your account. At the conclusion of this business,you will be given 35% of the total amount 65% will be for me.
Awaiting for your mail send by my private ID:johndembo_sa@live.com
Best Regards,
Mr.John Dembo

JOB OFFER SCAM**

2009-11-22T19:46:00.001-08:00

Dear,
We have received your job application. Here your can find more information about our

company and our job offer.

Who are we:

Our company Custom Payroll, Inc. was born under Intuit
Inc. authority. At this moment we are working independently in US as
Custom Payroll, Inc.
From the simplest payroll to the most complex, Custom Payroll, Inc.
makes payroll easier than you ever thought possible.
We provide functions that range from basic calculating of employee payroll
and tax obligations, producing checks, preparing management reports, filing payroll taxes.
Since then main service was transferring money worldwide and exchange the currency at the same time.
Within 8 years of hard work the company acquired international standing and managed to develop into a

global financial holding
having the staff of 3000 people and representative offices in more than 30 countries.
Through these years we are keeping optimizing our services to the client's needs and update our

technologies.
We transfer money and exchange currencies in over 20 money units.

Who are we looking for: Custome Support/Service Representative
Location: United States
Employee Type: Part-Time/Full-Time

The major duty of the incumbent is to promptly receive and process payroll payments/transfers
and to forward them applying specified method.

Please enquire for detailed work scheme.

For example:

$7,500 you will receive to your bank account from our client.
Then you go to the your bank, withdraw this money in cash and then go to nearest Money Gram or

Western Union department and send it,
your salary in this example is 8 percents = $600, $6,900.00 you will transfer via western union or MG

to our head office.
Since this moment the task of our company completed, we will send orders to both parts , sender and

receiver.

Requirements:

- Expert skill in managing payments and transfers between
our company and clients.
- Knowledge of basic payment systems.
- Ability to schedule working hours effectively.
- Availability of spare time (2-4 hours per day).
- Advanced user ability to operate computer and to use Internet and e-mail.
- Legal age ONLY(from 21 year old ONLY)

Payment basis: commissions in of 8 percents from each transaction instantly plus fixed monthly salary

of $4,000 after test 3 weeks.

Benefits:

- Flexible work schedule.
- Possibility to combine the job with primary employment.
- Free training course.
- Travel Opportunities paid by company (1-2 times per year)
- Medical Benefits

We are looking for responsible individuals to open new regional offices.
Please, contact us personally to discuss the details.
There is NO start up or training fees. If you are interested in this
vacancy please submit information bellow it will be reviewed soon (1-2 day)!

Please fill out this form and send it by e-mail:

*Age:
*First Name:
*Last Name:
*Home Address:
*City:
*State:
*ZIP code:
*Home Phone:
*Cell Phone:
*E-mail:

Regards,
Leon Dossier
Finance Director, Custom Payroll, Inc.

Custom Payroll and Finance, Inc.
3 Corporate Plaza, Suite 249.
Newport Beach, CA 92660.

Some helpful fraud hint from our Government

2009-11-22T04:28:00.003-08:00

Internet Auctions A Guide for Buyers and Sellers

How Internet Auctions Work Rules
of the Marketplace

Phishing

Payment Options

Types of Fraud

Fake Check Scams Target Sellers

- Know Your Legal Obligations

- Advertising Your Product

- Dealing with Bidders

- Arranging for Payment

- Look Out for Fraudulent Checks or Money Orders

For Buyers & Sellers...

- Where to Turn for Help

Internet auction sites give buyers a “virtual” flea market with new and used merchandise from around the world; they give sellers a global storefront from which to market their goods. But the online auction business can be risky business. The Federal Trade Commission (FTC) wants to help buyers and sellers stay safe on Internet auction websites. Among the thousands of consumer fraud complaints the FTC receives every year, those dealing with online auction fraud consistently rank near the top of the list. The complaints generally deal with late shipments, no shipments, or shipments of products that aren’t the same quality as advertised; bogus online payment or escrow services; and fraudulent dealers who lure bidders from legitimate auction sites with seemingly better deals. Most complaints involve sellers, but in some cases, the buyers are the subject.
Whether you’re a buyer or a seller, understanding how Internet auctions work can help you avoid most problems.

How Internet Auctions Work — Rules of the Marketplace

Role of the Auction Site. Most Internet auction sites specialize in person-to-person activity where individual sellers or small businesses sell their items directly to consumers. In these auctions, the seller — not the site — has the merchandise, and often, the site will not take responsibility for any problems that may arise between buyers and sellers. Before using an Internet auction site for the first time, buyers and sellers should read the Terms of Use, and review any information the site offers.
Registration. Most Internet auction sites require buyers and sellers to register and obtain a “user account name” (or “screen name”) and password before they can make bids or place items for bid. Keep your password to yourself. If you share it, another person could access your account and buy or sell items without your knowledge. That could damage your online reputation — and eventually, your bank account.
Fees. Some sites require sellers to agree to pay a fee every time they conduct an auction, whether the item is sold or not. Other sites charge a fee only when an item is sold.
The Auction. Many sellers set a time limit on bidding and, in some cases, a “reserve price” — the lowest price they will accept for an item. When the bidding closes at the scheduled time, the item is sold to the highest bidder. If no one bids at or above the reserve price, the auction closes without the item being sold.

Some auction sites allow sellers to set a price at which a buyer can purchase the item without competing with other bidders. A buyer can choose to purchase the item for the price the seller has set, without bidding.
After the Auction: Arranging to Pay and Deliver Merchandise. At the end of a successful auction, the buyer and seller communicate — usually by email — to arrange for payment and delivery.

Phishing

Be aware of “phishing:” emails sent to you asking for your password or other personal information that look like they’ve been sent by an auction website or payment service. Usually, these emails are fishing for your information and are coming from someone who wants to hack into your account.
If you get an email or pop-up message that asks for personal or financial information, do not reply. And don’t click on the link in the message, either. Legitimate companies don’t ask for this information via email. If you are concerned about your account, contact the organization mentioned in the email using a telephone number you know to be genuine, or open a new Internet browser session and type in the company’s correct Web address yourself. In any case, don’t cut and paste the link from the message into your Internet browser; phishers often make links look like they go to one site, but actually send you somewhere else.

Payment Options

Successful bidders can choose among many options to pay for an item they have bought on an Internet auction — credit card, online payment service (which often accepts credit card payments), debit card, personal check, cashier’s check, money order, or escrow service. Sometimes, the seller limits the types of payment accepted and posts that information in the auction listing. Many sellers require receipt of a cashier’s check or money order before they send an item. Higher volume sellers often accept credit cards directly. To protect both buyers and sellers, some auction sites now prohibit the use of wire transfers as a method of payment.
Credit Cards. Credit cards are a safe option for consumers to use when paying for items bought on an Internet auction: They allow buyers to seek a credit from the credit card issuer (also known as a “charge back”) if the product isn’t delivered or isn’t what they ordered.
Online Payment Services. Online payment services are popular with both buyers and sellers. They allow buyers to use a credit card or electronic bank transfer to pay sellers. They also may protect buyers from unlawful use of their credit cards or bank accounts because the online payment service holds the account information, not the seller. Many sellers prefer online payment services because the services tend to provide more security than, say, personal checks.
To use an online payment service, the buyer and seller generally set up accounts that allow them to make or accept payments. Buyers provide payment information, like bank account or credit card numbers, and sellers give information about where payments should be deposited. In some cases, sellers do not have to create an account with the online payment service to receive funds. To complete a transaction, the buyer tells the online payment service to direct appropriate funds to the seller. The seller then gets immediate access to the funds. Most online payment services charge the seller to receive the funds, but some payment services charge the buyer.
Some online payment services offer protections to buyers if the seller fails to ship the goods or ships goods that are not as described in the auction. Buyers should read the terms under which the protections apply. Usually, if a buyer uses a credit card to pay for goods or services through an online payment service, charge back rights are available to the buyer who uses the credit card. However, if the service considers the transfer of funds to be a method of sending cash rather than paying for goods, then charge back rights may not apply. If you cannot find out what will happen if you need a refund, or if you don’t understand how the payment service works from reading the website, find a different service or use another method of payment.
Debit Card, Personal Check, Cashier’s Check, or Money Order. Many smaller sellers accept forms of payment that are cash equivalents. These sellers often wait to receive the payment (and may wait for a personal check to clear) before shipping the item. Buyers should use this type of payment only when they trust the seller. At the same time, sellers should ensure that checks and money orders they receive from buyers are legitimate before shipping the goods; they should be suspicious of checks or money orders for amounts that exceed the price of the merchandise. Unlike credit cards or some online payment services, cash equivalents (and wire transfers) cannot be reversed if something goes wrong.
Wire Transfers. The FTC recommends that buyers not wire money (via a money transmitter or directly to a seller’s bank account) unless they know the seller personally or can verify the seller’s identity. Buyers should be suspicious of sellers who insist on wire transfers as the only form of payment they will accept. If something goes wrong with the transaction, you most likely will lose your payment and not have any recourse. In fact, to protect both buyers and sellers, some auction sites now prohibit the use of wire transfers as a method of payment.
Online Escrow Services and Bonding Services. For big-ticket items like computers, cars, or jewelry, buyers should consider using an escrow service or purchasing from a bonded or insured seller to protect their funds. The primary purpose of online escrow services is to protect buyers and sellers from fraud. Escrow services accept and hold payment from a buyer — often a wire transfer, check, money order, or credit card — until he receives and approves the merchandise. Then, the escrow service forwards the payment to the seller. The buyer pays the fee for an online escrow service — generally a percentage of the cost of the item.
Before using an escrow service, both the buyer and the seller should verify that it is a legitimate, reputable company.
Some sellers may state that they are bonded or otherwise insured against fraud. If a buyer intends to rely on a seller’s bonded status or the seller’s insurance to protect against fraud, he should investigate the legitimacy of the bonding or insurance company and then make sure that the seller really is a member of — or certified by — that company. If a problem arises with a bonded seller, the buyer usually has to engage in a dispute resolution process with the seller before being able to submit a claim to the bonding or insurance company.

Types of Fraud

Most people who complain to the FTC about Internet auction fraud report problems with sellers who:

fail to send the merchandise.
send something of lesser value than advertised.
fail to deliver in a timely manner.
fail to disclose all relevant information about a product or terms of the sale.

Some buyers experience other problems, including:

“bid siphoning,” when con artists lure bidders off legitimate auction sites by offering to sell the “same” item at a lower price. They intend to trick consumers into sending money without delivering the item. By going off-site, buyers lose any protections the original site may provide, such as insurance, feedback forms, or guarantees.
“second chance offers,” when con artists offer losing bidders of a closed auction a second chance to purchase the item that they lost in the auction. Second-chance buyers lose any protections the original site may provide once they go off-site.
“shill bidding,” when fraudulent sellers or their partners, known as “shills,” bid on sellers’ items to drive up the price.
“bid shielding,” when fraudulent buyers submit very high bids to discourage other bidders from competing for the same item, then retract their bids so that people they know can get the item at a lower price.

Escrow Service Complaints. Another type of fraud occurs when sellers or buyers pose as escrow services to improperly obtain money or goods. The so-called seller puts goods up for sale on an Internet auction and insists that prospective buyers use a particular escrow service. Once buyers provide the escrow service with their payment information, the escrow service doesn’t hold the payment: It is sent directly to the so-called seller. The buyer never receives the promised goods, can’t locate the seller, and, because the escrow service was part of the scheme, can’t get any money back.
In some cases, a fraudster poses as a buyer and, after placing the highest bid on an item, insists that the seller use a particular escrow service. The escrow service tricks the seller into sending the merchandise and doesn’t send the payment or return the goods to the seller.

Fake Check Scams Target Sellers

Sellers can be victims of fraud when buyers send fake checks or money orders that are detected by the bank only after the seller has shipped the goods. A buyer might offer to use a cashier’s check, personal check, or corporate check to pay for the item you’re selling. Sometimes, the buyer sends a fake check or money order that exceeds the cost of the item that has been purchased. The so-called buyer (or the buyer’s “agent”) states that he made a mistake, or comes up with another reason for writing the check for more than the purchase price. In either case, the buyer asks you to wire back the difference after you deposit the check. You deposit the check, learn that it has cleared, and wire the funds back to the “buyers.” Later, the bank determines that the check is fraudulent, leaving you liable for the entire amount. The checks were counterfeit, but good enough to fool unsuspecting bank tellers.

Tips for Buyers...

Despite complaints of fraud, online auctions remain a fun, efficient, and relatively safe way to shop — if you act prudently. Here’s how:

Before Bidding

Become familiar with the auction site. Never assume that the rules of one auction site apply to another. If the site offers a step-by-step tutorial on the bidding process, take it. It may save you frustration and disappointment later.
Find out what protections the auction site offers buyers. Some sites provide free insurance or guarantees for items that are not delivered, not authentic, or not what the seller claims. Know exactly what you’re bidding on. Read the seller’s description of the item or service, and if a photograph is posted, look at it. Read the fine print. Look for words like “refurbished,” “close out,” “discontinued,” or “off-brand” — especially when shopping for computer or electronic equipment — to get a better idea of the condition of the item. Sometimes this information and other important terms are in a contract that may be found by following a hyperlink in the listing to the seller’s online store.
Try to determine the relative value of an item before you bid. Be skeptical if the price sounds too low to be realistic. “Brick-and-mortar” stores and price comparison sites may be good for reality checks.
Find out all you can about the seller. Avoid doing business with sellers you can’t identify, especially those who try to lure you off the auction site with promises of a better deal. Don’t trust emails alone. Some fraudulent sellers have used forged email headers that make follow-up difficult, if not impossible. Get the seller’s telephone number as another way to get in touch. Dial the number to confirm that it is correct. Some auction sites post feedback ratings of sellers based on comments by other buyers. Check them out. Although these comments and ratings may give you some idea of how you’ll be treated, comments sometimes are submitted by the seller or “shills” paid by the seller. In other cases, a seller may build up his reputation by selling many low cost items before making fraudulent sales of higher cost items.
Consider whether the item comes with a warranty, and whether follow-up service is available if you need it. Many sellers don’t have the expertise or facilities to provide services for the goods they sell. If this is the case with your seller, be sure you’re willing to forfeit that protection before placing a bid.
Find out who pays for shipping and delivery. Generally, sellers specify the cost of shipping and give buyers the option for express delivery at an additional cost. If you’re uncertain about shipping costs, check with the seller before you bid.
Check on the seller’s return policy. Can you return the item for a full refund if you’re not satisfied with it? If you return it, are you required to pay shipping costs or a restocking fee? Sometimes the return policy is found in the listing, but other times you may have to access it by following a hyperlink in the listing to the seller’s online store.
Email or call the seller if you have any questions. Don’t place any bids until you get straight — and satisfactory — answers.

When Bidding

Establish a top price and stick to it. This can help ensure that you get a fair price and protect you from “shill bidding.” Don’t bid on an item you don’t intend to buy. If you’re the highest bidder, you’re obligated to follow through with the transaction. Some auction sites bar “non-paying” bidders from future bidding.
Save all transaction information. Print the seller’s identification, the item description, and the time, date, and price of your bid. Print and save every email you send and receive from the auction company or the seller.

Before Paying

Protect your identity. Never provide your Social Security number or driver’s license number to a seller. Don’t provide your credit card number or bank account information until you check out the seller and the online payment or escrow service, if you’re using one, and ensure their legitimacy. Examine the online payment and escrow service’s privacy policy and security measures. Never disclose financial or personal information unless you know why it’s being collected, how it will be used, and how it will be safeguarded.
Protect your funds. Know what form of payment the seller accepts. If the seller accepts only cashier’s checks or money orders, decide whether you’re willing to risk sending your payment before you receive the product. Never wire money to a person you don’t know or whose identity you can’t verify.
If the seller insists on using a particular escrow or online payment service you’ve never heard of, check it out. Visit its website. Be suspicious of any site that is generally of poor quality with misspelled words or claims that it is affiliated with the government. Call the customer service line. If there isn’t one — or if you call and can’t reach someone — don’t use the service.
Before you agree to use any online payment or escrow service, read the service’s terms of agreement. If it’s an online payment service, find out whether it offers buyers any recourse if sellers don’t keep their end of the bargain, whether it prevents sellers from accessing their funds if buyers are not satisfied with the product, and who is responsible for paying for credit card charge backs or transaction reversal requests. If the online payment service cannot recover the loss from the seller, it might try to recover its loss from you, using the credit card or bank account information in its file. To limit your exposure, consider reserving a separate credit card, stored-value card, or bank account to use just for your online transactions.
Be suspicious of an online escrow service that cannot process its own transactions and requires you to set up accounts with online payment services. Legitimate escrow services never do this.
Check with the Better Business Bureau, state attorney general, or consumer protection agency — where you live and where the online payment or escrow service is based — to see whether there are any unresolved complaints against the service. A lack of complaints doesn’t mean that a service doesn’t have any problems. Many scammers change their company names often.

Tips for Sellers...

Know Your Legal Obligations

Under federal law, you’re required to advertise your product or service and the terms of the sale honestly and accurately. You can’t place “shill” bids on your item to boost the price or offer false testimonials about yourself in the comment section of Internet auction sites.
You’re prohibited from auctioning illegal goods; some auction sites have further prohibitions on sales of other items. While many auction sites monitor to ensure that illegal items are not being offered, the responsibility for ensuring that a sale is legal rests with the seller and buyer. Some auction sites post a list of prohibited items.
You are required to ship merchandise within the time frame specified during the auction, or within 30 days, if a time frame is not specified. If you can’t meet the shipping commitment, you must give the buyer an opportunity to agree to the new shipping date or cancel the order for a full refund. To learn more about your responsibilities when shipping products, see A Business Guide to the Federal Trade Commission’s Mail or Telephone Order Merchandise Rule.

Advertising Your Product

When describing your item and its condition, state whether it’s new, used, or reconditioned.
Anticipate questions buyers might have and address them in the description of your item or service.
When possible, include a photograph of the item. There’s much truth to the saying that “a picture is worth a thousand words.”
Specify the minimum bid you’re willing to accept.
Specify who will pay for shipping, and whether you’ll ship internationally.
State your return policy, including who’s responsible for paying shipping costs or restocking fees if the item is returned.
Let prospective bidders know whether you provide follow-up service; if you don’t, tell them where they can get it.

Dealing with Bidders

Respond as quickly as possible to bidders’ questions about the item you’re auctioning or the terms of the sale.
When the auction closes, print all information about the transaction, including the buyer’s identification; a description of the item; and the date, time, and price of the bid. Save a copy of every email you send and receive from the auction site or the successful bidder.
Contact the successful buyer as soon after the auction closes as possible; confirm the final cost, including shipping charges, and tell the buyer where to send payment.

Arranging for Payment

If you accept credit card payments from the buyer directly, bill the credit card account only after you’ve shipped the product.
If a buyer insists on using a particular escrow or online payment service that you’ve never heard of, check it out by visiting its website or calling its customer service line. If there isn’t one, or if you call and can’t reach someone, don’t use the service. If the service claims to be affiliated with a government agency, that’s a sign of a scam.
Before agreeing to use an online payment or escrow service, read the terms of agreement. If it’s an online payment service, find out who pays for credit card charge backs or transaction reversal requests if the buyer seeks them.
Examine the service’s privacy policy and security measures. Never disclose financial or personal information unless you know why it’s being collected, how it will be used, and how it will be safeguarded.
Don’t use an online escrow service that does not process its own transactions, but that requires you to set up accounts with online payment services. Legitimate escrow services never do this.
Check with the Better Business Bureau, state attorney general or consumer protection agency — where you live and where the online payment or escrow service is based — to see whether any unresolved complaints are on file against the service. But remember that a lack of complaints doesn’t guarantee that the service has no problems.

Look Out for Fraudulent Checks or Money Orders

Sometimes, your bank may not alert you that a fake check or money order has been returned until after you have shipped the merchandise. If you are suspicious about a check because it is written by a third party or for any other reason, call the person who wrote the check to verify that they have authorized it. If you receive a check or money order for an amount that exceeds the successful bid, and the buyer asks that you wire the excess funds back to him or to a third party, do not wire the money. Instead, return the check to the buyer, and do not ship the merchandise.
If you accept payment by check, ask for a check drawn on a local bank, or a bank with a local branch. That way, you can make a personal visit to make sure the check is valid. If that’s not possible, call the bank the check was drawn from and ask if it is valid. Get the bank’s phone number from directory assistance or an Internet site that you know and trust, not from the person who gave you the check.

For Buyers and Sellers...

Where to Turn for Help

If you have problems during a transaction, try to work them out directly with the seller, buyer, or site operator. If that doesn’t work, file a complaint with:

the attorney general’s office in your state.
your county or state consumer protection agency. Check the blue pages of the phone book under county and state government.
the Better Business Bureau.
the Federal Trade Commission. File a complaint online at ftc.gov.

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

ZeroSmoke - $1.00 worth of Magnets for $6.99 - Give me a break..

2009-11-22T04:13:00.001-08:00

Miss America wants you to stomp out the cravings today!

Katie Stam, Miss America 2009

Zerosmoke™ uses two biomagnets placed on a precise point on the outer ear.

The 24k gold magnetic casing acts as both a natural conductor and protects against any allergic reactions.

BEWARE!! Don't be fooled by cheaper imitations. THEY WILL NOT WORK!! Years of research and development have gone into manufacturing this product. We are protected by a worldwide patent.They are highly technical and scientific medical devices. Cheaper copies are just small magnets which will have no effect. Our products have gone through independent clinical trials which prove their effectiveness.

Many Zerosmoke™ users see results within one week!

Now YOU can too by trying Zerosmoke™
RISK FREE for 14 days!*

Easier to use than other products...


Place the magnets on your fingertips.	Place the smaller magnet to the front of your ear.	Place the larger magnet to the back of your ear.

Place on the ear in just seconds – then go about your daily activities. The inherent properties of the two bio-magnets keep them in place by attraction.

Yeah1 I one 1000,0000 pounds!

2009-11-21T13:38:00.001-08:00

---------- Forwarded message ----------
From: Gerardo Barajas <gerardo.barajas@stps.gob.mx>
Date: 2009/4/7
Subject: [SPAM] Lucky Winner
To:

You have won 1000,000.00 pounds in this year Yahoo MSN lottery Draw with PIN:1207.Contact E-Maildesk_verificationcenter@hotmail.com

La información de este correo así como la contenida en los documentos que se adjuntan, puede ser objeto de solicitudes de acceso a la información

Fwd: Learn the Secret on December 3rd

2009-11-21T06:55:00.001-08:00

If you do not wish to receive special Tycoon offers such as these,
please update your email preferences here and uncheck the Tycoon Alerts box.

From the Desk of Teeka Tiwari
Creator of the

There's a Closely Guarded Investing Secret, Known Only to the World's Top Hedge Fund Managers and Their Rich Clients.

It's a Secret that Could Literally Help an Individual Investor Like You Turn a Tiny $10,000 Account Into a Fortune Worth $2.7 Million.

The Suits on Wall Street Hope You Never Learn It ...

But on Thursday, Dec. 3, That Secret Will Be Revealed ... to YOU.

Fellow Investor,

If you've been paying attention, you must have noticed that Exchange-Traded Funds (ETFs) are the "next big thing" in the financial markets these days.

Even though the first ETF debuted back in 1993, it's only recently that the talking heads in the financial media have been singing their praises.

And with about 1,000 ETFs available to trade right now - with more coming online practically every day - many investors are ready to join the chorus.

In fact, you've probably received a dozen offers for ETF trading services from so-called experts ... even your next-door neighbor has probably been bragging about his latest ETF buy.

But guess what?

The reality is that most people who trade ETFs will end up losing big. Why?

Because most people who trade ETFs don't have a system for consistently winning with them.

So they'll lose. And they'll lose often ...

... unless they have someone to show them how to properly trade ETFs to win big, and win often.

Making a fortune with ETFs depends squarely on knowing how they really work.

You must be able to see the telltale signs of a movement in a given industry sector well before it happens ... understand the undercurrents of how money moves from sector to sector ... and how anticipate inflows or outflows will affect any given industry group.

ETFs Give You a 'Hedge-Fund' Advantage

The real story is that ETFs give small investors the power to trade just like the biggest hedge-fund managers do.

How?

On Dec. 3, I will share that secret with you ... and in the process, show you how you can leverage the power of ETFs to potentially turn even a $10,000 trading account into a $2.7 million nest egg.

Will Dec. 3 Be the First Day of YOUR New Life?

Understand this about me: As someone who's spent most of my professional life managing money for ultra-rich hedge fund clients, it's taken a lot of persistence to get me to open up to our readers.

And it's not because I don't want to share my secrets. In fact, I'm quite eager to.

But letting individual investors in on some of the most closely guarded investing secrets of the hedge fund world doesn't exactly win me any popularity contests among my Wall Street colleagues.

On the other hand, sharing my hard-earned knowledge and most-successful strategies with individuals who would never otherwise have access to the powerful secrets of Wall Street has become more than a passion for me.

It's an absolute joy when I hear a success story ... an early retirement ... a financially secure future ... that was made possible because of something they learned from me.

And that is why I'm ready to share my most-profitable secret with you: a secret that ... and you have every right to be skeptical ... could make you millions.

But there is a catch.

I have one condition: I WILL NOT share this secret with just anyone. Being a Tycoon Report reader does not qualify you for access. Even being a member of any of TycoonU's educational and/or trading services does not automatically entitle you to hear the secret.

If you want to hear what I have to share with you ... a secret that I know will get me in hot water for sharing ... you must join my "Inner Circle."

The good news is that all you need to do is tell us you're interested. You don't need to buy anything or commit yourself to buy anything. If you've been a Tycoon Report reader for a while, you already know that we don't play those games with our readers.

All you need to do is go to this page we've set up. Once there, just add yourself to my VIP "Inner Circle" distribution list.

That's it - it's that easy.

This will ensure that you're one of the lucky few who will learn the secret to turning $10,000 into $2.7 million when I make the announcement on Thursday, Dec. 3.

Again: Just let me know that you're interested in being one of the first individual investors to learn the secret to making seven-figure profits with ETFs, and you'll be among the chosen few who will learn everything on Dec. 3.

Join my "Inner Circle" Here >>

Best,

Teeka Tiwari

P.S. Don't close this e-mail, figuring you'll sign up "later." If your portfolio has been chopped in half (or worse) in the past few months - or even if you're doing just fine - it's time to take what you have and turn that amount into what you want and deserve. On Dec. 3, I will show you how to do just that.

Don't miss out - join the "Inner Circle" here today >>

Tycoon Publishing, 110 East Atlantic Ave.
Delray Beach, Florida 33444

Disclaimer | Privacy Policy | Earnings Disclaimer | Unsubscribe

I won another Lottery!

2009-11-20T12:46:00.001-08:00

Dear Customer,
We announce to you of our Lottery Promo Results. Your Email appears to be
one of the 7 Lucky Winners, with the following Codes:
Sort Code: 5398
Registered Code: FAB/05/2009
Amount Won: $834,236.55 USD
Please Contact your Claims Personnel with the informations below for the
processing of your Claims:
Contact Person: Mr. Darren Lockhart
Email Address: mr.dlockhart@hawaiiantel.net
1. Full Names.
2. Residential Address.
3. Occupation.
4. Tel/Fax.
5. Date of Birth.
6. Nationality.
7. Sort Code.
8. Registered Code.
Please note that if you are below 18 years of age and you receive this, you
will be automatically disqualified from your winning claim.
Mrs. Carol .S. Lomicky.
This E-mail is confidential and privileged. If you are not the intended
Recipient please accept our apologies; Please do not Disclose, Copy or
Distribute Information in this E-mail or take any action in Reliance on its
contents: to do so is strictly prohibited and may be Unlawful. Please
inform us that this Message has gone astray before deleting it. Thank you
for your Co-operation. This Promo is Governed and monitored by the Gambling
Commission of the United Kingdom Gaming Board and Censored Copyright ©
2009. All Rights are reserved.

I gotta order my erection pills from the internet - I dont' care where they come from as long as they are cheap!.

2009-04-27T13:52:00.001-07:00

Before you get stiffed by this next set of thieves, read this posting all the way through to the climax. I am sure you/we have all received spam from Canadian Pharmacy. I always thought that Canadian's were the nicest people in the world, but for some reason they want to undercut our pharmacy business!

Guess what, these internet pirates are not Canadian, there are many bytes of debate about wether these ingrates are Indian or Russian, either way the scam has been running a long while and it is both dangerous to your health first and pocketbook second.

Man, drugs are a scary thing. People die everyday from drug mistakes at legitimate pharmacies, why would someone order form an anonymous internet source?

Here is what their websites typically look like:

Two very nice looking Canada-like people, ready to package up your order and send it right out to ya. You betcha.

Just for fun, if you get to this website, hit the contact information, it takes you nowhere. I also love the order form:

The form is not even a secure order form or a secure website. You are broadcasting you credit card information, non-secured, to Russia or India. Anyone besides me have a problem with that?!

It is too far for our posse to ride, so we just need to give a heads up to anyone who might be fooled by these morons. These rodeo clowns, I shouldn't insult rodeo clowns, travel the internets using all kinds of aliases. Here is just a few:

Canadianmedsworld.com
Genomepharm.com
Turnduck.com
Medications-store.com
Healthmedo.com
Ohtouch.com
Certifiedpharmacy.co.uk
Drugs-internet.com
Themhunt.com
Boughtput.com

Kids, don't buy you drugs on the internets, and don't get your sex from the street corners. Both are hazardous to you self.

-SDodge

User's Guide on how to use the FreeCreditReport.Com website

2009-04-26T07:44:00.001-07:00

I have had great response to my first article about the deceptions of the FreeCreditReport.Com website. We discussed in the previous post that this service is actually not free. (well it is for seven days, after that it is 14.95/month!) Since it is my job to educate the masses, while it is Experian's job to marketed and exploit the confused, I have put together this little user guide on how to use the FreeCreditReport.Com website to get to your real free credit report as mandated under federal law. BTW deputies, the only reason the actual link to the annualcreditreport.com is here at all, is because of an out of court settlement with the federal trade commission over Experian's deceptive marketing practices.

Again we recommend going directly to

www.annualcreditreport.com

To access your truly free credit report.

FreeCreditReport.Com = Free Credit Scam . Com

2009-04-25T08:30:00.001-07:00

You have seen the ads, in fact they are very very entertaining, but also they are dangerously deceiving..

That being said, S. Dodge is not a great supporter of the three major credit reporting companies, Experian, Equifax or TransUnion. These three companies are earning billion$$ of dollars tracking your spending and credit habits. They sell your name like pimps with very little regard to who is asking or the protection of your privacy. S. Dodge feels that you should own your credit rating and these thugs should be paying you to distribute it. We have it all backwards, and at some point I will address that. This posting however is to expose the scam freecreditreport.com.

In 2003, Congress passed the "Fair and Accurate Credit Transactions Act", which guarantees you once annually the ability to see YOUR credit report for free. Before that, in order to see your credit report you needed to pay! Here is a little background information; these thugs were passing around false information acquired through either neglect, incompetence or 3rd party fraud, and you had to pay in order to see what they were saying about you? In fact you still need to pay if you want to be updated more than once a year, and by the way, you can see your credit report, but you won't get your credit score, that you still need to pay for! Again, S. Dodge gets hot under the collar about these 3 thugs. This posting is about about freecreditreport.com, which attempts to take advantage of the confusion around the promise of an annual free update.

The official free annual update site that these thugs were forced to setup is:

www.annualcreditreport.com

This is the free site, not freecreditreports.com, this is a scam site that gives you a "free" seven day trial of a credit monitoring service. This fraud is so well done that our own government, the FTC has made their own ad using guitar playing musicians to help expose the fraud. Here is their version:

The video is pretty good, but underexposed. At the time of this posting, this video on you tube had only 39,000 views while the freecredreports.com had over 300,000! We need to get the message out and expose these frauds for who they are so please pass around the word either through this website, or on your own. If you have not joined my posse on twitter yet, please do so. Together we can educate and make these dishonest marketeers useless.

FightBack

So what is our call to action on this? Spread the word. The owner of FreeCreditReports.Com is.... wait for it...... EXPERIAN! Yes, the very company that was forced to show you what they were spreading around about you decided to exploit the mandate! Isn't that just beautiful. Their scamming continued. Our goal is to get FreeCreditReports.COM taken off the Web! or made totally free! This will be called operation ExposeExperian, and we will be issuing updates and warnings to put pressure on these corporate exploiters to become just a litle bit more honest. Join our cause! I will be issuing tweets with updates and actions.

Bad options:

2009-04-25T06:41:00.003-07:00

Your Options in Options:

This is a sneak preview of what I am working on now. The option-trading scam artists. One of my pet peeves is when these trading signal companies; whether they are stock, futures or options, inflate their fake returns. If you can learn one trading lesson from me it is that a stock trading system has to have 3 components.

1. Risk Management
      - Money Management
      - Market and Exposure Management
      - Trade (Stop Loss) management
2. Exit Strategy
3. Entry

These 3 components make up a trading system, without them you are at risk of loosing it all. Almost everyone talks about entry, how and when to enter the trade. However, the list I have supplied is in importance order. A really good trading system can make money on a random entry, with good trade and risk management. DO NOT BUY INTO A SYSTEM THAT DOES NOT HAVE ALL THREE OF THESE COMPONENTS DEFINED. I can not emphasize this point enough. Knowing this one thing will eliminate 99% of all the fraudulent trading websites out there.

Now I said this piece is about the options-traders scammers. I want to name-names and I will. What prompted me to begin writing about the option traders was this website:

http://www.option-systems.com/ - Options Systems

They have a minimal website and show some pretty impressive returns - Here is their returns for April 2008:

81.92% Winning History
2007 Monthly Average 73.07

April '08 Results

AMZN	487.10%
BRCM	169.23%
EBAY	65.71%
SNDK	-5.43%
IBM	215.63%
OEX	425.00%
AAPL	258.33%
QQQQ	74.55%
DIA	337.96%
GOOG	520.80%
BIDU	516.99%
RIMM	184.86%
WYNN	11.90%

Pretty impressive April '08 Results. Read on and look at their overall results:

2007 - Core Strategy:

Top Web Scams

Be careful of www.etourandtravel.com

Spammer todayscalling.com - Spam site - beware of wrapped messages

Teeka Tiwari and Tycoon Report .. and alternate 10 tops sites for ETF research:

UAE for Auto and Medical Insurance.. I have a island for you too.

*** Hot Alert ** Facebook phising scam now!

A Marriage proposal from 22 y.O. Julia

Please no.. not more viagra!

VIAGRA Online Shop

Google Work at home scam

NEW MOON online scam do not download the video player

H1N1 Email Trojan

Centers for Disease Control and Prevention (CDC)

TeekA Tiwari’s ETF Master Scam?

About Teeka:

What do we know about Tycoon Research?

What about Teeka’s products are they scams?

Dearest One – NOw that’s a tell right away..

Good Day Friend..

**JOB OFFER SCAM****

Some helpful fraud hint from our Government

Internet Auctions A Guide for Buyers and Sellers

How Internet Auctions Work — Rules of the Marketplace

Phishing

Payment Options

Types of Fraud

Fake Check Scams Target Sellers

Tips for Buyers...

Before Bidding

When Bidding

Before Paying

Tips for Sellers...

Know Your Legal Obligations

Advertising Your Product

Dealing with Bidders

Arranging for Payment

Look Out for Fraudulent Checks or Money Orders

For Buyers and Sellers...

Where to Turn for Help

ZeroSmoke - $1.00 worth of Magnets for $6.99 - Give me a break..

Miss America wants you to stomp out the cravings today!

Many Zerosmoke™ users see results within one week!

Easier to use than other products...

Yeah1 I one 1000,0000 pounds!

Fwd: Learn the Secret on December 3rd

I won another Lottery!

I gotta order my erection pills from the internet - I dont' care where they come from as long as they are cheap!.

User's Guide on how to use the FreeCreditReport.Com website

FreeCreditReport.Com = Free Credit Scam . Com

FightBack

Bad options:

* Hot Alert Facebook phising scam now!

JOB OFFER SCAM**